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Hi, I’m looking for a homeowner loan for about £25,000 to consolidate some debts that have built up over the last few years and wondered whether you can help me. I tried my bank but they were very unhelpful, I think because I missed a couple of mortgage payments last year. I’m all caught up now but am worried that I will end up with a really high interest rate which I don’t want.

Hi Rachel and thanks for your email.

I can understand your concerns and it is a shame that banks are so unhelpful these days. They do seem to be very cautious now, even when they are faced with a perfectly decent customer who needs some financial help in the short term and is going to be reducing their overall monthly payments. Luckily, we do have several lenders who are more understanding and can still offer competitive interest rates that won’t break the bank! To establish what the best homeowner loan deals are available to you even with bad credit we will need to take an application. You can apply online or call us on 0800 066 2882 to discuss. There is no obligation or fees charged by us and we’ll do our absolute best to find you a great deal.

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