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CONTRACT HIRE, PCP, HP: WHAT IS THE DIFFERENCE?

There are many different ways to spread the cost of your car purchase, some better than others. Here we offer some basic information which may assist in helping you assess which may be best for your personal situation. WHAT IS […] read more
HI, I HAVE A VAUXHALL ASTRA WHICH I WANTED TO TRADE IN FOR A NEWER MODEL BUT I STILL HAVE FINANCE LEFT TO PAY WITH VAUXHALL FINANCE. THERE IS ABOUT 18 MONTHS LEFT AND I PAY £250 A MONTH SO I MUST OWE ABOUT £3750. I WANT TO TRADE IT IN FOR A NEW ONE AND I THINK IT IS WORTH ABOUT £5000 AS WE BUY ANY CAR OFFERED ME THIS ONLINE. I SPOKE TO A DEALER THE OTHER DAY AND THEY WEREN’T VERY HELPFUL AND SAID I WOULD NEED TO SETTLE THE FINANCE BEFORE THEY WOULD TAKE IT FROM ME. I WOULD APPRECIATE SOME HELP AND ADVICE AND MAYBE A QUOTE FOR MY NEXT CAR LOAN AS WELL. THANKS.

Hi Debbie and thanks for your email. The first thing you will need to get is a precise settlement figure from Vauxhall finance. You cannot simply multiply your monthly payment by the number of remaining months as you will be due a […] read more
HI, I RECENTLY APPLIED FOR A TESCO CAR LOAN BUT I WAS TURNED DOWN. THEY COULDN’T TELL ME WHY, BUT I THINK IT MAY BE BECAUSE I DIDN’T ALWAYS PAY MY LAST LOAN BACK ON TIME. CAN I STILL GET A CAR LOAN ELSEWHERE?

Hi Sam, Don’t be too concerned as Tesco can be quite fussy about who they accept for car loans but there are plenty of other companies who could help you. Just fill in our quick and easy online application form […] read more
I COULD REALLY DO WITH A SECOND CAR TO MAKE COMMUTING AND THE SCHOOL RUN EASIER. I’VE ALREADY TAKEN OUT CAR FINANCE, AND WILL NEED TO TAKE OUT ANOTHER LOAN FOR A SECOND CAR. CAN YOU HAVE TWO CARS ON FINANCE?

Hi there! The good news is yes, it’s pretty likely! At Pegasus Finance we understand that in a busy household, one car isn’t always enough. Two reliable sets of wheels can make all the difference on the mad morning rush, […] read more
CAN I GET FINANCE FOR A CAR FROM YOU IF I WISH TO BUY A SECOND HAND CAR FROM EBAY?

Yes you can. Ebay is often used these days by dealers as well as privates sellers. Pegasus Finance are unusual in the fact that we are happy to finance dealership AND private sales. In the case of a dealership sale, […] read more

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Ask the Expert - Car Finance

CONTRACT HIRE, PCP, HP: WHAT IS THE DIFFERENCE?

HI, I RECENTLY APPLIED FOR A TESCO CAR LOAN BUT I WAS TURNED DOWN. THEY COULDN’T TELL ME WHY, BUT I THINK IT MAY BE BECAUSE I DIDN’T ALWAYS PAY MY LAST LOAN BACK ON TIME. CAN I STILL GET A CAR LOAN ELSEWHERE?

I COULD REALLY DO WITH A SECOND CAR TO MAKE COMMUTING AND THE SCHOOL RUN EASIER. I’VE ALREADY TAKEN OUT CAR FINANCE, AND WILL NEED TO TAKE OUT ANOTHER LOAN FOR A SECOND CAR. CAN YOU HAVE TWO CARS ON FINANCE?

CAN I GET FINANCE FOR A CAR FROM YOU IF I WISH TO BUY A SECOND HAND CAR FROM EBAY?

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