Dear Sirs, I am looking for help with getting a home improvement loan for around £30,000 to spend on a loft conversion for my house, however my credit history is not brilliant. My financial problems are now a thing of the past but I am finding it difficult to find a bank to give me an opportunity to prove this. Am happy to repay the loan back over 5 years as I have a good job and I don’t really want to secure the loan on my house as I don’t want to affect the really low rate mortgage deal that I have at the moment. The loft conversion would add much needed space to our semi-detached house and will increase the value of our house for when we eventually sell it. Can you also give me an idea of interest rate and payments over 5 years.

Pegasus Finance is a trading style of The Car Loan Warehouse Limited

The Car Loan Warehouse Limited is authorised and regulated by the Financial Conduct Authority. Our registered FRN is 662397. Registered Company No. 08127935. All finance is subject to status and income. Applicants must be 18 years or over, terms and conditions apply, guarantees and indemnities may be required. The Car Loan Warehouse Limited is a broker, not a lender and can introduce you to a number of finance providers based on your credit rating and we may receive a commission for such introductions. Written quotation on request. Certain exclusions for Northern Ireland residents. Borrowing £8,000 over 48 months with a representative APR of 14.9%, an annual interest rate of 7.7% and a deposit of £0.00. 48 payments of £218.49 per month. Total cost of credit being £2,487.57 and a total amount payable of £10,487.57. Terms available 12-120 months, 5.9%-49%APR. Pegasus Finance do not provide financial advice.

Pegasus Finance, Technology House, Station Road, Alton, GU34 2PZ