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Hello, We are looking for some help and advice please. We are interested in buying a conservatory for our house and have been quoted £30,000 for something suitable by the local conservatory company. We do own our home but our credit history is not quite perfect due to my husband losing his job about two years ago and us getting behind on our mortgage and credit card payments. He is now fully employed again and we have caught up with all our debt but our bank and sainsburys bank have both said that they are unable to help us with a loan due to our bad credit history. We were recommended to you and understand you can arrange conservatory finance even if we have bad credit history. Is this correct and if so what sort of rates and terms could you offer us please?

Hi Mrs Cotton,

Thank you for your email regarding bad credit conservatory finance and thank you to your friend for recommending us. Your circumstances are certainly not unusual as a large percentage of the population suffers some kind of financial set back at some point in their lives.

The good news is that you have come to the right place as we work with lenders who understand this and are prepared to help customers with less than perfect credit scores especially as you are using the money to improve the long term value of your home and not just spending it on a car which will drop in value over time.

Conservatory finance even with bad credit need not break the bank and our rates start from 9.9% APR and can be spread over 2-10 years depending on affordability.

It really is a simple process and you can either complete our quick online application form or give one of our friendly finance advisors a call on 0800 066 2882 to discuss and make an application over the phone.

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