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My architect has drawn up plans for a house extension over my existing garage – but the quotes I’ve been given mean that I’ll need a £34,000 loan in order to cover the costs. Despite my good credit score, the banks will only offer me a loan that’s almost £10k lower than what I need. I’m worried this could mean that I won’t be able to go ahead with my plans for the build. Do your finance deals extend to this price bracket? And how long would it take for me to pay off the total (I’d be looking to pay no more than £1.5k a month)?

Hi there Andrew! It’s great news that you’ve got in touch – it sounds like we have exactly what you’re looking for.

Extensions can be pretty pricey, and although the value that they add to a property makes them worthwhile, it can be hard to find the funding for the build. Securing a finance deal for the work makes a lot of sense – but with banks unable to lend you the cash, who should you turn to?

At Pegasus Personal Finance, we’re here to say yes when everyone else is saying no! Our home improvement loans range right up to £100,000 – meaning your £34,000 loan will be no problem at all. Fill in a quick online application form, and you’ll hear back within the hour to see if you’ve been approved!

So how much can you expect to pay? Well with your credit score, you could qualify for a representative APR of 13.9% – a very competitive interest rate indeed! So by crunching some numbers, we’re pleased to tell you that you could have repaid your loan in just 27 months – and that’s well under the monthly budget at just £1,477.59!

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