Terms & Conditions for Application Form
Initial Status Disclosure
Who are we?
Pegasus Finance Technology House Station Road Alton Hampshire GU34 2PZWhat can we do to help finance your purchase?
We can introduce you to a number of lenders who may be able to help finance your purchase. We can only introduce you to these lenders.
Are we able to help you finance your purchase?
Yes, we are authorised and regulated by the Financial Conduct Authority to arrange consumer credit, FCA Firm Reference Number 662397. You can if you wish check this on the financial services register, by visiting the Financial Conduct Authority’s website – click here.
Please ensure you can afford any loans you take out. If you are unable to keep up with repayments you may incur additional charges, you may receive a county court judgement and you may experience problems obtaining credit in the future.
Do you have to pay for our help?
No, you make no payment to us; however a lender may pay us commission for making an introduction of business.
Can we give you independent financial advice?
No, we are not independent financial advisers and so are unable to provide you with independent financial advice.
What can you do if you wish to complain about our services?
If you wish to make a complaint, please contact us in the first instance by writing to us at Pegasus Finance, Technology House, Station Road, Alton, Hampshire, GU34 2PZ, by email [email protected] or by telephoning us on 0800 066 2882. If you cannot settle your complaint with us, you may be able to refer to the Financial Ombudsman Service.
1. ACCEPTANCE OF TERMS
These terms and conditions are the contract between you and Pegasus Finance. By visiting or using our website, you agree to be bound by them. Our suppliers may also impose additional terms and conditions to which your contract with them will be subject.
Pegasus Finance is a trade name of The Car Loan Warehouse Ltd, company number 8127935 incorporated in England, whose registered address is Technology House, Station Road, Alton, Hampshire, GU34 2PZ.
These are the website terms and conditions of The Car Loan Warehouse Ltd. Please read these Terms and Conditions carefully, they set out the basis on which you are allowed to use this website and the information contained within it. They protect you as a user of the Site and prevent the Site from being used for any illegal or unauthorised purposes.
By proceeding with access to this Site, you are deemed to have accepted both these Terms and Conditions and our Privacy Policy. If you do not wish to be bound by these terms you should leave the Site now.
2. INFORMATION ON OUR SITE
We endeavour to ensure that the information on the Site is accurate and helpful at all times. However, we cannot ultimately warrant the accuracy of that information and cannot be held liable for any use or reliance you may make of or put on it except as specifically agreed with us in any further agreement we may make with you in writing.
The information contained on the site is general in nature, and is intended as a guide only to the types of products and services offered by Pegasus Finance. Users are advised to consult with Pegasus Finance and to check any product or service information for specific information.
3. YOUR USE OF OUR SITE
Under 18 years? Sorry, but we deal only with people who are legally able to enter into a binding contract. You must not under any circumstances seek to undermine the security of the Site or any information submitted to or available through it. In particular, but without limitation, you must not seek to access, alter or delete any information to which you do not have authorised access, seek to overload the system via spamming or flooding, take any action or use any device, routine or software to crash, delay, damage or otherwise interfere with the operation of this Site or attempt to decipher, disassemble or modify any of the software, coding or information comprised in the Site.
You are solely responsible for any information submitted by you to our site. You are responsible for ensuring that all information supplied by you is accurate, up-to-date and not misleading or likely to mislead or deceive.
4. INTELLECTUAL PROPERTY
The Car Loan Warehouse Ltd. reserves all right to material on our website. The trade marks, service marks, and logos contained on or in this Site are registered and/or owned by or licensed to The Car Loan Warehouse Ltd. You may not reproduce part or all of the contents of the Site in any form unless it is for personal and non commercial use. You agree to indemnify and keep indemnified, us, our officers, directors, agents, licensors, successors and assigns against all liabilities, costs, losses, damage and expenses, including without limitation legal fees incurred by us should you breach any of the terms of this section.
5. LINKS TO THIRD PARTY SITES
This Site may include links to other websites which are not owned, operated, or controlled by Pegasus Finance. Pegasus Finance provides you with such links solely for your convenience. The inclusion of such links does not mean or imply that Pegasus Finance endorses the Third Party Websites, its availability or contents or any agreement or understanding you enter into with a third party through a Third Party Website. Pegasus Finance does not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you in respect of these Third Party Websites.
6. DISCLAIMER/LIABILITY
We do our best to ensure that the information on the Site is accurate at all times, however, we cannot ultimately be held accountable for the accuracy of that information and cannot be held liable for any use or reliance you may put on it. The information contained on the site is general in nature, and is intended as a guide only to the types of products and services offered by The Car Loan Warehouse Ltd. Users are advised to consult with The Car Loan Warehouse Ltd. and to check any product or service information for specific information. The Site includes links to other websites which are not owned or operated by The Car Loan Warehouse Ltd. The Car Loan Warehouse Ltd provides such links for your information and convenience. The inclusion of such links does not mean or imply that Pegasus Finance endorses the content or any agreement or understanding you enter into with a third party through such a link. The Car Loan Warehouse Ltd. does not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you in respect of these third party websites. We try at all times to ensure that the information on the Site is accurate, complete and up to date. In using the Site however, you agree to be bound by the Terms & Conditions, which take effect from the date of your first visit to the Site. We endeavour to make sure that the Site operates properly at all times, but we accept no liability (including without limitation) in either contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to the Site (which includes without limitation) any errors or omissions contained in the Site or if the Site is unavailable and we shall not be liable for any direct or indirect: Economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings); Loss of goodwill or reputation; or Special, incidental, consequential loss or damage, suffered or incurred arising out of or in connection with your use of this website and these terms and conditions.
7. GENERAL
These Terms and Conditions constitute the entire agreement between you and Pegasus Finance concerning your use of this Site and supercede any previous arrangement, agreement, undertaking or proposal, written or oral between you and Pegasus Finance in relation to such matters. Pegasus Finance reserves the right to update these Terms and Conditions from time to time without notice. You should check the Terms and Conditions periodically to ensure that you are aware of and complying with the current version. These Terms and Conditions shall be governed by and construed in accordance with English law and you agree to submit to the exclusive jurisdiction of the English Courts. If any provision(s) of these Terms and Conditions is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties and all other provisions shall remain in full force and effect. Pegasus Finance’s failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Unless otherwise expressly stated, nothing in the Terms and Conditions shall create any rights or any other benefits whether pursuant to the Contracts (Rights of Third Parties) Act 1999 or otherwise in favour of any person other than you, Pegasus Finance. Pegasus Finance and our business partners will use your personal details and information we obtain from other sources to deal with your enquiries, consider your application, including carrying out credit searches, for marketing and to ensure that the services and advertising we offer are tailored to your needs and interests. We and our business partners may contact you by mail, telephone, email or other electronic messaging service with offers of products or services that may be of interest to you. By providing us with your contact details, you agree to being contacted by the methods and for the purposes set out in, and in accordance with, our Privacy Policy. All calls made to and from Pegasus Finance may be recorded for training and quality purposes. In assessing your loan application, we will make enquiries about you including searching your record with the credit reference agencies. You consent to us disclosing details of your finance application and we may use a ”˜credit scoring’ or other automated process in deciding whether to accept your application. Your information may also be sent to a 3rd party for further loan options who may also search your record with the credit reference agencies. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.