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Hello, I was hoping that you could help me. My partner and I both have big birthdays coming up this year and we were looking for ideas on how to celebrate and I’d really love a romantic holiday. I’ve heard the Seychelles islands are amazing but at £1000 per night we’d be looking for a £23,000 loan to finance the holiday as we simply can’t afford it. What are our chances of getting approved? And is it realistic to repay the loan at less than £1000 a month?

Hi Sophie, and thanks very much for your question!

The Seychelles are a very popular option for romantic holidays, and definitely worth paying the extra for a special occasion. If you need a £23,000 loan for this one-of-a-kind holiday, we should be able to get you and your partner on the beach sipping a glass of something bubbly in no time.

Unlike a lot of banks, the team at Pegasus Personal Finance are able to provide a range of competitive finance deals for luxury breaks – with options ranging from a modest £2500 loan to large loans of around £25,000.

Your credit score will impact how much interest you’ll be required to pay and, therefore, how long you’ll need to repay your loan – but a good credit rating will earn you a Representative APR rate of just 13.9%! So, if you’re looking for a £23,000 loan and want to keep repayments under £1000 per month, you could repay the full balance (including interest) in 30 months – with monthly instalments of £919.44.

Once you’ve applied online, you’ll hear back from a member of our team within 60 minutes – meaning you won’t have to wait to book that romantic getaway!

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