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CONTRACT HIRE, PCP, HP: WHAT IS THE DIFFERENCE?

8 July, 2024

There are many different ways to spread the cost of your car purchase, some better than others. Here we offer some basic information which may assist in helping you assess which may be best for your personal situation. WHAT IS […]

HI, I HAVE A VAUXHALL ASTRA WHICH I WANTED TO TRADE IN FOR A NEWER MODEL BUT I STILL HAVE FINANCE LEFT TO PAY WITH VAUXHALL FINANCE. THERE IS ABOUT 18 MONTHS LEFT AND I PAY £250 A MONTH SO I MUST OWE ABOUT £3750. I WANT TO TRADE IT IN FOR A NEW ONE AND I THINK IT IS WORTH ABOUT £5000 AS WE BUY ANY CAR OFFERED ME THIS ONLINE. I SPOKE TO A DEALER THE OTHER DAY AND THEY WEREN’T VERY HELPFUL AND SAID I WOULD NEED TO SETTLE THE FINANCE BEFORE THEY WOULD TAKE IT FROM ME. I WOULD APPRECIATE SOME HELP AND ADVICE AND MAYBE A QUOTE FOR MY NEXT CAR LOAN AS WELL. THANKS.

8 July, 2024

Hi Debbie and thanks for your email. The first thing you will need to get is a precise settlement figure from Vauxhall finance. You cannot simply multiply your monthly payment by the number of remaining months as you will be due a […]

HI, I RECENTLY APPLIED FOR A TESCO CAR LOAN BUT I WAS TURNED DOWN. THEY COULDN’T TELL ME WHY, BUT I THINK IT MAY BE BECAUSE I DIDN’T ALWAYS PAY MY LAST LOAN BACK ON TIME. CAN I STILL GET A CAR LOAN ELSEWHERE?

8 July, 2024

Hi Sam, Don’t be too concerned as Tesco can be quite fussy about who they accept for car loans but there are plenty of other companies who could help you. Just fill in our quick and easy online application form […]

I COULD REALLY DO WITH A SECOND CAR TO MAKE COMMUTING AND THE SCHOOL RUN EASIER. I’VE ALREADY TAKEN OUT CAR FINANCE, AND WILL NEED TO TAKE OUT ANOTHER LOAN FOR A SECOND CAR. CAN YOU HAVE TWO CARS ON FINANCE?

8 July, 2024

Hi there! The good news is yes, it’s pretty likely! At Pegasus Finance we understand that in a busy household, one car isn’t always enough. Two reliable sets of wheels can make all the difference on the mad morning rush, […]

CAN I GET FINANCE FOR A CAR FROM YOU IF I WISH TO BUY A SECOND HAND CAR FROM EBAY?

8 July, 2024

Yes you can. Ebay is often used these days by dealers as well as privates sellers. Pegasus Finance are unusual in the fact that we are happy to finance dealership AND private sales. In the case of a dealership sale, […]

Hi, Can you advise me please. I need a new car but have a poor credit history due to losing my job during the covid pandemic. I took a mortgage holiday to help but missed quite few payments on our other car and credit cards. I now have a new job and need a car as the commute is quite a distance. I applied through a car dealer for finance but was turned down and am worried that my recent problems are now going to prevent me financing a car. Any suggestions?

7 October, 2021

Hi Jerry, Thanks for your question. You’re certainly not alone here and we’re sorry to hear that you’ve suffered in the last year. Missed payments and poor credit history caused by this will certainly give you less choice sadly as […]

I wanted to ask about the debt consolidation loans. I have debt totalling about £24,000 that I would like to pay off so that I can hopefully reduce my monthly outgoings. Can you tell me what the longest period I can do this over is please?

14 March, 2020

Hi James, Thanks for your email and your question about debt consolidation loans. Generally we can arrange a great rate of interest for  a loan over 5 years. However if you own your own property we could do this over […]

I am a homeowner, mortgage of around £220,000 and my house is worth in the region of £410,000. I have some credit cards and a person loan I want to consolidation. Can you help?

28 November, 2019

Hi there, Thank you very much for writing in with regards to a debt consolidation loan. We would be happy to assist in finding you a great solution. As a homeowner, the options are greater for you, and it sounds […]

Dear Sirs, I have been recommended to you by a friend and I’m looking for some advice and help with arranging a debt consolidation loan to pay off my accumulated loans and credit cards with one larger loan. I appreciate that this might mean I end up with a longer term but we just need to reduce our outgoings in order to get on top of things. In total we need £48500 and are happy to secure this on our house if it means we can have longer to repay. We are hoping to achieve a repayment of around £600 per month which would save us £400 a month compared to what the total amount is currently. Our credit history is pretty good and can provide you with bank statements or payslips if required to back this up. Can you confirm that this is something that you feel you can help with? Philip P.

21 November, 2019

Hi Philip, Thanks for your question regarding debt consolidation loans. It sounds like you know a reasonable amount about how it works, and from the information provided, it shouldn’t be a problem helping you achieve your goal of saving £400 […]

Dear Pegasus, I really could do with a new car but have quite bad credit history, can you still help me as a friend recommended I speak to you. I was behind on a few credit cards but am up to date now and can afford about £300 a month for a newer car. I do have some money I could put towards it and my old banger which might be worth £500 to part exchange.

11 March, 2019

Hi Phil, Yes we should be able to help you as we have several lenders who we know that specialise in car finance for customers who may have a bad credit history. They understand that everyone experiences a few problems […]